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Best U.S. gas reward programs and fuel credit cards

With gas prices constantly changing, saving a few cents per gallon can add up quickly. Many major gas stations and credit card providers now offer fuel reward programs and cashback options that help drivers cut costs at the pump. Here are some of the best programs available across the United States in 2025.


Shell Fuel Rewards

Shell’s Fuel Rewards program gives drivers instant savings at the pump. By joining the free tier, members save about 5 cents per gallon on every fill-up. Linking the program with participating credit cards or dining partners can raise that discount to 10 cents or more.
Shell also partners with Gold Status members who consistently buy fuel, offering extra rewards over time.


BPme Rewards

BPme Rewards lets you save 5 cents per gallon at BP and Amoco stations after every fill-up. Users who spend with the BPme app or link the BP Visa Credit Card can earn extra cashback. The app also tracks purchase history and nearby station prices, making it convenient for frequent drivers.


Exxon Mobil Rewards+

Exxon and Mobil’s program provides 3 points per gallon of fuel and 2 points per dollar on in-store items. Every 100 points equals one dollar off future purchases.
The program’s strength is its simplicity: no monthly fees, and you can redeem rewards directly at the pump or inside the store.


Chevron and Texaco Techron Advantage Card

The Techron Advantage Card offers up to 7 cents per gallon in fuel credits at Chevron and Texaco stations. Users can combine this with occasional promotional discounts for additional savings.
It’s one of the better options for drivers on the West Coast, where Chevron and Texaco have strong coverage.


Costco Anywhere Visa by Citi

If you fill up often at Costco, this card offers 4 percent cashback on gas, including stations outside Costco (up to $7,000 per year). After that, you still earn 1 percent.
Since Costco’s gas is usually cheaper than average, this card combines low base prices with strong cashback rewards.


Sam’s Club Mastercard

Sam’s Club members earn 5 percent cashback on gas up to $6,000 per year when using the Sam’s Club Mastercard, plus 1 percent afterward. It works at most gas stations, not just Sam’s Club locations, which makes it more flexible for everyday driving.


American Express Blue Cash Preferred

This card gives 3 percent cashback on gas purchases nationwide and also rewards spending on groceries and streaming services. Although it has a small annual fee, frequent drivers usually earn it back within a few months.


Chase Freedom Flex

With 5 percent rotating categories, this card often includes gas stations in its bonus calendar. When active, the category can deliver high short-term savings, especially for road trips or seasonal travel.


How to choose the right program

When comparing fuel cards and reward programs, consider:

  • Where you fill up most often (brand-specific programs work best if you stay loyal)
  • Annual fees versus expected cashback
  • Extra benefits like app tracking, grocery store tie-ins, or dining rewards
  • Eligibility for credit-based programs if you prefer not to open a new card

Combining a fuel reward app with a cashback card can multiply savings. For example, pairing Shell Fuel Rewards with the Blue Cash Preferred card could yield over 10 cents per gallon in combined value.


Key takeaway:
U.S. drivers can save anywhere from 3 to 10 percent on fuel by joining a brand reward program and using a strong cashback card. The best choice depends on your driving habits and where you buy gas most often.

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(Average gasoline price per state)